京东白条在英语中通常被称为 "JD Baitiao"。 "Baitiao" 是中文拼音，直接翻译为 "white strip" or "white bill," but in the context of JD.com, it refers specifically to their credit payment service. Therefore, when discussing this service in English, it's common to use the term "JD Baitiao" to refer to the specific credit service offered by JD.com.